Development Page – Dear Addie
Be a Financially Organized Solopreneur
What is a Solopreneur? The top definition of solopreneur, according to Urban Dictionary, defines one as an entrepreneur who works alone, “solo,” running their business single-handedly. The description continues: The typical solopreneur is easily tempted to become a...
Health Savings Accounts: Is an HSA the Right Tool for You?
I am a big fan of the Health Savings Account, or HSA. As individual and group premiums rise, employers are pushing their employees to take more responsibility for their health and healthcare costs, and offering HSA plans is one way they are doing this. You can have an...
What to do About the Credit Breach
By now, you have heard about the big Equifax credit breach, where the personal data of 143 million Americans was stolen. Chances are, your data was compromised, and this could include your name, address, date of birth, SS number, credit card information, and/or your...
Plan a Richer Life
Recently I decided to trademark my logo, because I love it and it succinctly describes what I enjoy helping people do as a CFP (Certified Financial Planner™ Professional). It didn’t come to me immediately, but when it did, I knew it was right. TO BREAK IT DOWN... Plan...
The Power of Changing Habits
I just finished reading the book The Power of Habit by Charles Duhigg, and I highly recommend it as its premise is pretty life-changing. Humans are basically a cluster of habits, some good and some not so good. A 2006 Duke University study found that 40% of the...
Responsibility is a Key to Financial Peace
As a financial planner, it’s really hard to not give advice during any conversation about money, especially when it’s about money behavior, a topic about which I’m especially passionate. Recently I had an exchange with a younger friend who was wistfully talking about...
W+M 020 Podcast: Debunking Your Health Insurance Options
Addie McHale, CFP is the founder of Moneyful. She believes in leaving things better than she finds them and is very intrigued by what is called “interior finance” how our beliefs and values impact how we view our money (you’ll hear more about that in this interview)....
How to Live a Richer Life
This month I'm not posting a video or question/answer -- just an article I think is important! It took me longer than you’d think to come up with the tagline for my financial planning business: “Plan a Richer Life.” When it finally came to me, though, I knew it...
So, How Are Your Parent’s Finances?
https://www.youtube.com/watch?v=p2tCB8Qej8E Q: I read your article about family and money. My family and I just do not discuss money matters with each other. Do you really think it’s that important? A: Thank you for your comment and question! Yes, I do. Because no...
How Do I Know If I Have Wealth?
Q: My salary should be more than enough for my needs but I don’t feel like I’m getting ahead. What does it mean to be wealthy? A: Excellent question. Another way to put this is: “Does my salary define my wealth?” There are lots of ways to define wealth, but...