Development Page – Dear Addie

Are Men & Women Different With Money?

https://www.youtube.com/embed/qXp0O-URT5Q   Q: My husband and I fight over money and things related to money. He wants to spend and I want to save. How can we reduce the bickering? A: You bring up a great question with which many couples struggle. Recognize that...

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Are Money Memories Holding You Back?

https://www.youtube.com/embed/J1ROtW3ik5M Q: I was not taught good money habits when I was growing up and I can’t seem to change my ways as an adult. What should I do? A: When we are young, we are like sponges and absorb everything, good and bad. We have our rational,...

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How to Stop Dreading and Start Doing

https://www.youtube.com/embed/MkLl-BMC_Cw Q: I have made some bad decisions in the past, and I'm feeling stuck and embarrassed and have no idea where to begin. Do you have any advice? A: If it’s any consolation, you are not alone. We live in a society with a strong...

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Must Have Tips

I consider (3) things to form the foundation of 99% of people’s money plan...and the reason is because without these 3 things, your financial situation can take a turn for the worse in the blink of an eye, and in some cases, even lead to bankruptcy. They are: 1....

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What is Financial Planning?

https://www.youtube.com/embed/bCpdEIqn9kA Q: I know you are a financial planner, but what exactly do you do and do I need one, or is this something for when you’re retired? A: I hear this question a lot! I am a CERTIFIED FINANCIAL PLANNER™ professional, which means I...

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Why Have a Spending Plan?

Why Have a Spending Plan?

http://youtu.be/_klldeLmmfY Q: I make pretty good money but I have no idea where it goes! I really don’t feel like I need to be on a budget per se, but sometimes I feel guilty when I go shopping, as in: I have no idea whether its okay to buy something that I want.  Do...

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What is a Roth IRA?

What is a Roth IRA?

http://youtu.be/ypccga-3lj0 Q: I hear people talking about the “Roth”, but I’m embarrassed to admit I really don’t fully get it. Is it something I should understand, or does it not matter for me? A: GREAT question! The ROTH , which is a type of IRA, is one of my...

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Do I Really Need an Emergency Fund?

Do I Really Need an Emergency Fund?

http://youtu.be/6ud4wMZUh1s Q: Do I really need an emergency fund? If worse comes to worst, can’t I just use one of my credit cards in a bind? I have about $20,000 in credit limit between 3 cards. A: This is a great question. The answer is a resounding YES you need an...

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